
"Our expertise lies in Insurance Agents Recruitment, Training & Support in Mumbai, Thane & Navi Mumbai, as well as Insurance Selling, Retirement Planning, and Future Planning globally. We specialize in Employer-Employee Schemes, Salary Saving Schemes, KeyMan Insurance, and more. Led by Mr. Vaibbhav Garrud, a seasoned professional with: - FIII certification from the Insurance Institute of India - Master's in Management Studies from SIMS, Mumbai University - BSc. in Information Technology from Mumbai University - Over 10 years of experience as a Development Officer in LIC of India Our achievements include: - Serving thousands of satisfied clients with expert insurance planning and service - Recruiting and training hundreds of agents - Winning numerous awards in the industry Mr. Garrud is also a dedicated Social Activist and Founder Trustee of Moksha Charitable Trust, Mumbai."




Salaried individuals claiming HRA under the old tax regime must disclose their relationship with landlords in Form 124 if rent exceeds ₹1 lakh, per Draft Income Tax Rules, 2026.
The draft Income-tax Rules, 2026 signal a calibrated overhaul of India’s tax compliance framework — raising thresholds for routine banking and property transactions, revising salary perquisite valuations, and expanding exemptions for families, while simultaneously tightening digital scrutiny and foreign income reporting norms.